How Much are Car Insurance Quotes for Hybrid Vehicles in Jersey City?

Finding reliable, reasonably-priced car insurance is not the easiest thing to accomplish, and determining which companies have the cheapest car insurance rates for hybrid vehicles requires a little more work. Each insurance company uses different criteria for setting prices, so to begin we’ll rank the overall cheapest car insurance companies in New Jersey.

It’s important that you understand Jersey City car insurance rates are based on many factors that may substantially change the cost of having a policy. That is why it is critical to compare lots of rates when trying to find the most affordable car insurance quotes for hybrid vehicles. Rates can be determined by many things and change substantially, so the best price the last time you checked may now not even be in the top five.

Cheap Insurance Rates for Hybrids

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21st Century generally has some of the best car insurance rates in Jersey City at around $1,067 each year. This is $785 less than the average price paid by New Jersey drivers of $1,852. Travelers, New Jersey Manufacturers, Palisades, and Penn National also rank well as some of the most economical Jersey City, NJ insurance companies.

As the example above demonstrates, if you are a customer of Palisades and switched to Travelers, you could realize savings of approximately $174. Insureds with Penn National might save as much as $199 a year, and California Casualty policyholders might lower prices by $315 a year.

To discover how much you can save, click here to start a quote or visit several of the following companies.

Be aware that those policy prices are averages across all types of drivers and the different vehicles they drive and are not factoring in an exact zip code location for hybrid vehicles. So the company that has the cheapest price for you may not even be in the top 19 companies in the list above. That point stresses why you need to compare rates from multiple companies using your own driver data and vehicle information.

The make and model of vehicle needing coverage is a large consideration when quoting the lowest-priced auto insurance for hybrid vehicles. Vehicles with lots of horsepower, poor passenger safety features, or a high likelihood of having liability claims will cost substantially more to insure than safer models.

The information below showcases auto insurance premiums for a handful of the cheaper vehicles to buy insurance for.

Cheapest Vehicles to Insure in Jersey City, NJ
Insured Vehicle Estimated Cost for Full Coverage
Ford Escape Limited 2WD $1,516
Hyundai Elantra GLS Touring Station Wagon $1,629
Honda CR-V LX 4WD $1,635
Toyota Prius $1,645
Chevrolet Silverado LS Regular Cab 2WD $1,755
Jeep Grand Cherokee Laredo 4WD $1,758
Volkswagen Jetta LE 4-Dr Sedan $1,767
Jeep Wrangler Unlimited Sport 4WD 4-Dr $1,810
Chevrolet Impala LTZ $1,851
Honda Odyssey EX-L $1,857
Toyota Camry SE $1,851
Ford Fusion Sport 4-Dr Sedan $1,884
Nissan Rogue S AWD $1,893
Honda Civic DX 4-Dr Sedan $1,887
Ford F-350 XL Crew Cab King Ranch 2WD $1,917
Toyota RAV4 Limited 4WD $1,922
Ford Explorer Limited 2WD $1,961
Ford F-150 Lariat Crew Cab 2WD $1,969
Nissan Altima 2.5 4-Dr Sedan $1,983
Honda Accord EX-L 2-Dr Coupe $2,010
Toyota Tacoma Double Cab TRD Sport Package 4WD $2,027
Dodge Grand Caravan Crew $2,033
Chevrolet Malibu LT $2,027
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Table data assumes single male driver age 30, no speeding tickets, no at-fault accidents, $1,000 deductibles, and New Jersey minimum liability limits. Discounts applied include safe-driver, multi-vehicle, homeowner, claim-free, and multi-policy. Information does not factor in specific location information which can lower or raise insurance rates greatly.

Based on these rates, makes and models like the Ford Escape, Hyundai Elantra, Honda CR-V, Toyota Prius, and Chevrolet Silverado are going to be the cheapest vehicles to insure for hybrids.

For hybrids, one of the largest considerations that are looked at to determine the annual cost of car insurance is your address. Cities with more crime and/or more people tend to have higher auto insurance costs, whereas areas with fewer weather claims and lower vehicle theft rates benefit from lower coverage costs.

The illustration below ranks the most expensive areas in New Jersey for hybrid vehicles to purchase auto insurance in. Jersey City is listed at #11 with an annual cost of $2,253 on average, which is around $188 each month.

How much does car insurance cost in Jersey City, NJ?
Rank City Premium Per Year
1 Newark $2,598
2 East Orange $2,571
3 West New York $2,506
4 Union City $2,450
5 Paterson $2,400
6 Elizabeth $2,374
7 Hoboken $2,353
8 Kearny $2,335
9 Passaic $2,325
10 Clifton $2,276
11 Jersey City $2,253
12 Bayonne $2,184
13 Camden $2,155
14 Linden $2,099
15 Atlantic City $2,086
16 Perth Amboy $2,081
17 Fort Lee $2,060
18 Trenton $1,954
19 Hackensack $1,940
20 Plainfield $1,918
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Premium amounts are estimated as specific location information can modify rates substantially.

Get discount Jersey City insurance rates

Car insurance for hybrids in Jersey City, NJInsurers that offer quotes for hybrid vehicles may provide premium discounts that can lower rates by as much as 35% if you meet eligibility requirements. A list of car insurance companies and their offered discounts can be read below.

The information below visualizes the comparison of car insurance costs with and without discounts being applied to the rates. The costs are based on a female driver, no tickets, no at-fault accidents, New Jersey state minimum liability limits, full coverage, and $250 deductibles. The first bar for each age group shows insurance cost with no discounts. The second bar shows the rates with anti-theft, defensive driving course, accident-free, vehicle safety, passive restraint, and multiple policy discounts applied. When these discounts are applied to the policy premium, the average savings per year on car insurance for hybrid vehicles is 28% or $890.

Choosing a high-quality car insurance provider can be rather challenging considering how many companies sell insurance in Jersey City. The company rank data shown next may help you analyze which auto insurers you want to consider shopping prices with.

The rankings below only include companies that insure vehicles nationwide, so smaller regional companies will not be included in this list. If you would like to check rates from many more New Jersey auto insurance companies, click this link.

Top 10 Major Auto Insurance Companies in Jersey City Ranked by Claims Service

  1. Progressive
  2. USAA
  3. Liberty Mutual
  4. GEICO
  5. State Farm
  6. Nationwide
  7. Allstate
  8. 21st Century
  9. The Hartford
  10. Farmers Insurance

Top 10 Major Auto Insurance Companies in Jersey City Ranked by Value

  1. The Hartford
  2. Mercury Insurance
  3. Farmers Insurance
  4. Safeco Insurance
  5. AAA Insurance
  6. 21st Century
  7. Travelers
  8. State Farm
  9. Progressive
  10. American Family

How to find economical auto insurance for hybrid vehicles

Lowering your rates is not difficult, and here are a few money-saving ideas that can help Jersey City drivers quote more affordable coverage.

The last suggestion is extraordinarily important, as we discussed in the prior article. Auto insurance rates vary greatly, so don’t hesitate to switch to a new company if a lower-cost policy is available. Many drivers tend to have loyalty to a certain company, but it isn’t a good idea if that inflexibility results in costing you a lot of money. It only takes a couple minutes to compare rates and find cheaper car insurance for hybrid vehicles in Jersey City.